ACCA Member  ·  FIABCI Certified  ·  Former Senior Manager, Dubai Holding  ·  Dubai Real Estate Finance Expert  ·  CFO Candidate

Senior Finance
Leader &
Controller

13 years of financial excellence including 10 years in the UAE, across real estate development, manufacturing and large conglomerates. Trusted by Group CFOs with billion-dirham mandates. FIABCI TAS Certified. AI-augmented Finance Leader. CFO Candidate.

Raja Nouman Mehmood ACCA
10+ Years UAE Experience
Real Estate Finance Treasury Management FIABCI TAS Certified UAE VAT & Corporate Tax RERA & DLD Compliance Financial Controller AED 1B+ Payment Authority 14 Banking Relationships ACCA Member Oracle & INFOR ERP Real Estate Finance Treasury Management FIABCI TAS Certified UAE VAT & Corporate Tax RERA & DLD Compliance Financial Controller AED 1B+ Payment Authority 14 Banking Relationships ACCA Member Oracle & INFOR ERP
13+Years Experience
AED 1B+Monthly Payment Authority
AED 900M+Banking Facilities
AED 600MRE Portfolio Managed
14Banking Partners
5Industry Sectors
Industries: Real Estate Development Manufacturing and Industrial Technology Distribution Large Conglomerates Education and Professional Services Shared Services and Group Finance
About Me

Built on Ownership.
Driven by Results.

"I do not just manage finance. I build the systems, own the numbers and give leadership the clarity to make better decisions."

I am an ACCA member with 13 years of overall experience including 10 years in the UAE, combining deep technical expertise with strong cross-industry credentials across real estate development, manufacturing, technology distribution and large conglomerates.

At Dubai Holding Group Services, one of the UAE's most respected investment conglomerates, I hold personal payment approval authority exceeding AED 1 billion per month across a multi-vertical portfolio reporting directly to the Group CFO.

As Head of Finance at Takmeel Real Estate Development, I built the entire finance function from scratch across an AED 600 million portfolio, delivering zero audit observations for two consecutive years. My FIABCI Trust Account System certification, acknowledged by DLD, places me among the very few finance professionals in the UAE with formal Escrow specialist credentials.

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ACCA Member
Association of Chartered Certified Accountants, United Kingdom
🏗️
FIABCI TAS Certified, DLD Acknowledged
Trust Account System, Real Estate Escrow Specialist, UAE
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AED 900M+ Banking Portfolio
14 Banks, ENBD, HSBC, SCB, ADCB, DIB, CBD, RAK & EIB
Zero Audit Observations, 2 Consecutive Years
External and RERA regulatory audits, Takmeel Real Estate Development
ERP Implementation Expert
Oracle, INFOR, Expedion (implemented from scratch), Odoo, QuickBooks
📊
C-Suite Reporting & Board-Level Advisory
Direct reporting to Chairman, MD, CEO & Group CFO throughout career
Career Journey

Professional Experience

Aug 2025, Present Dubai Holding GS
Senior Manager, Accounts Payable
Real Estate & Mixed-Use | Major UAE Conglomerate | 7 Verticals

Senior leadership role reporting directly to the CFO, holding full ownership of the Accounts Payable function across all group entities. Responsibilities span complete CAPEX financial governance, Escrow operations, treasury coordination, contractor IPC validation, financial reporting and operational finance across Dubai Holding's multi-vertical development portfolio including DHRE, DHLE, DHAM, DHCM, DHI, DHH and TECOM. Pioneered the first-ever Escrow-to-corporate reimbursement process across the group, achieved the highest-ever on-time CAPEX payment rate and unified fragmented reporting into a single executive dashboard for the Group CFO.

AED 1B+ Monthly Payment Authority 7 Business Verticals Escrow Governance Oracle ERP Group CFO Reporting
Nov 2023, Jul 2025 Takmeel Real Estate
Head of Finance (Finance Manager)
Real Estate Development | SME Developer | Dubai

Recruited to build the entire finance function from zero for a growing real estate developer. Led financial governance across four active off-plan development projects with a combined portfolio exceeding AED 600 million. Implemented Expedion ERP from scratch, registered two RERA projects totalling AED 500 million and delivered zero audit observations for two consecutive years.

AED 600M Portfolio Built from Zero Zero Audit Observations RERA & DLD ERP Implementation
Jun 2023, Oct 2023 Besomi Electronics
Accounting Manager
Electronics Distribution & Technology | Multi-Entity | Dubai

Directed full-scope finance operations across a multi-entity technology distribution group. Led Odoo ERP integration, restructured the Chart of Accounts, managed platform reconciliations for Amazon and Noon, and negotiated an invoice discounting facility with NBF.

Multi-Entity Finance Odoo ERP Amazon & Noon Invoice Discounting
Oct 2016, Jun 2023 Cosmoplast / Harwal
Senior Finance Officer
Manufacturing & Industrial | Large Conglomerate | Sharjah, UAE

Seven-year tenure at one of the UAE's largest industrial manufacturers, managing complex multi-bank trade finance portfolios and delivering group-level financial intelligence to senior leadership. Managed AED 900M+ in banking facilities across 14 banks, processed AED 35 million in monthly supplier payments with zero errors and developed comprehensive FX risk mitigation strategies.

AED 900M+ Facilities 14 Banks Trade Finance FX Management INFOR ERP
Expertise

Core Competencies

📈
Financial Reporting & Control
  • IFRS / IAS Compliance
  • Consolidated Financial Statements
  • Management Accounts & MIS
  • Variance Analysis & Commentary
  • Internal Controls & Audit Readiness
  • SOPs & Policy Development
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Treasury & Banking
  • Multi-Bank Relationship Management
  • LC, TR, DA, DP, Bank Guarantees
  • Cash Flow Forecasting, 13 Week Rolling
  • FX Exposure & Hedging
  • Facility Negotiation & Renewal
  • Working Capital Optimisation
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Real Estate Finance
  • Escrow & TAS (FIABCI Certified)
  • RERA & DLD Compliance
  • Project Finance & NPV / IRR / DCF
  • Contractor IPC Management
  • Off-Plan Development Finance
  • Feasibility-to-Budget Translation
📋
Tax & Compliance
  • UAE VAT Filing & Compliance
  • UAE Corporate Tax, 9%
  • FTA Submissions & Audit Support
  • WPS & Payroll Compliance
  • DAFZA Free Zone VAT Rules
  • Transfer Pricing Awareness
💻
Technology & Systems
  • Oracle ERP
  • INFOR & Expedion
  • Odoo & QuickBooks
  • Power BI Executive Dashboards
  • Advanced Excel & Financial Modelling
  • MS Office & Executive Presentations
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Leadership & Strategy
  • Finance Team Building from Zero
  • Board & C-Suite Reporting
  • Budgeting & Forecasting
  • FP&A & Business Partnering
  • Capital Structure Management
  • Investor & Stakeholder Relations
Key Highlights

Career Achievements

01
🚀
First-Ever Escrow Reimbursement at Dubai Holding

Pioneered the first-of-its-kind Escrow-to-corporate reimbursement process across Dubai Holding Group Services, recovering broker commission funds and significantly improving group liquidity.

02
Zero Audit Observations, Two Consecutive Years

Delivered clean external audit reports with zero observations at Takmeel Real Estate Development for two consecutive years, across both financial statements and RERA regulatory submissions.

03
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AED 900M+ Banking Facilities, 14 Banks

Managed banking facilities exceeding AED 900 million across 14 UAE and international banks including ENBD, HSBC, SCB, ADCB and DIB, with zero payment errors over seven years.

04
⚙️
ERP Implementation from Zero in 90 Days

Selected, procured and implemented Expedion ERP from scratch at Takmeel, migrating from QuickBooks and transforming multi-project financial reporting capability within 90 days of joining.

05
🏆
FIABCI TAS Certification, DLD Acknowledged

Holds the FIABCI Trust Account System certification acknowledged by DLD, a formal qualification in Escrow management placing me among a very small number of UAE finance professionals with this credential.

06
📊
RERA Project Registrations, AED 500M

Successfully registered two new RERA projects totalling AED 500 million at Takmeel Real Estate Development, passing both RERA audits with zero observations and full DLD compliance.

Insights & Articles

Finance Perspectives

Escrow
Real Estate Finance
Escrow Governance in UAE Real Estate: What Every Developer Finance Manager Must Know

A complete guide to DLD Trust Account System requirements, RERA compliance, profit release applications and the financial controls every developer finance professional must have in place.

UAE Corporate Tax
UAE Corporate Tax for Real Estate Developers: A Practical Guide

How CT applies to developer sales, Escrow income, off-plan revenue recognition and the key planning considerations every UAE finance manager needs to understand in 2026.

Treasury
Managing AED 900M in Banking Facilities: Lessons from 14 Bank Relationships

Practical insights on multi-bank treasury management, facility negotiation, trade finance instruments and the discipline required to maintain clean banking relationships at scale in the UAE.

Finance Leadership
Building a Finance Function from Zero: The 90-Day Playbook

A step-by-step framework for finance professionals tasked with building a department from scratch, from chart of accounts to ERP selection, team hiring and audit readiness.

IFRS for Developers
IFRS 15 Revenue Recognition for Off-Plan Property Sales: A Practical Walkthrough

How to correctly apply percentage of completion, manage contract assets and liabilities and handle loss-making project provisions under IFRS 15 and IAS 37 for UAE real estate developers.

In The Spotlight

Featured Videos

Conference Appearance
Takmeel Real Estate Development | CTF UAE
Conference Appearance
Takmeel Real Estate | CTF UAE 2024
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3 Reasons to Invest in Dubai South
Real Estate Development
Takmeel Real Estate Development
Get In Touch

Let's Build
Something Great

"I am open to Finance Manager, Financial Controller, Head of Finance and CFO opportunities across the UAE. 13 years of experience including 10 years in the UAE."